Effortless investing, for everyone
Open a Moneybox Stocks & Shares ISA, or request a transfer in minutes, to start living life on your terms.
Capital at risk. All investing should be long term. ISA & tax rules apply. Ensure you’re comfortable with how any changes may affect your portfolio’s risk and return level.
What is a Stocks & Shares ISA?
A Stocks & Shares ISA is an individual savings account that lets you invest your money in the stock market. You get an annual allowance of £20,000, which resets at the start of each new tax year (6th April).
Why open a Stocks & Shares ISA with Moneybox?
Join almost half a million people investing with the award-winning Moneybox Stocks & Shares ISA
I chose the Moneybox Stocks and Shares ISA because it was a company that I knew I could trust with my money. Then and there, I decided to download the Moneybox app. It had everything available to me and it was simple and easy to use. And from that, I've then gone and referred friends to use it as well, and they have all had the same experience.
Kelly, Moneybox Stocks & Shares ISA customer
Excellent app, very safe and user friendly, there is lots on it to learn about investing and some great info, also a large amount of stocks, shares and options to put your money.
Moneybox Stocks & Shares ISA customer
I was not confident investing in stocks and shares Isas until Moneybox. It’s very simple and you can chose different risk levels and now also buy us stocks.
Moneybox Stocks & Shares ISA customer
How does the Monyebox Stocks & Shares ISA work?
With a Moneybox Stocks & Shares ISA, you can invest in our range of tracker funds, our exchange traded funds, and our US stocks. To start, you’ll need to pick one of our Starting Options, and then it’s up to you how much you customise your allocation.
Customise your portfolio
Take control of how your money is invested and build your own investment portfolio to access our full range of curated tracker funds, ETFs, plus US stocks.
Our funds
Open a Moneybox Stocks & Shares ISA to invest in technology, healthcare, as well as the S&P 500 and FTSE 100.
Global Shares
Shares | Fund fee 0.12% (transaction costs also apply.)
Track the global stock market with shares in more than 1,600 companies like Apple and Amazon.
Global Shares ESG
ESG Shares | Fund fee 0.13% (transaction costs also apply.)
Invest in global companies that score highly on environmental, social and governance (ESG) factors.
Global Health & Pharmaceuticals Shares
Shares | Fund fee 0.31% (transaction costs also apply.)
Champion the healthcare sector by investing in companies like Johnson & Johnson and Pfizer.
Global Property Shares ESG
ESG Shares | Fund fee 0.18% (transaction costs also apply.)
Gain exposure to over 300 property companies across a range of industries, from residential to retail.
Our stocks
With a Moneybox Stocks & Shares ISA you'll get exclusive access to our US stocks, allowing you to invest directly in some of the world's biggest and best-known US companies.
Amazon
Technology
Amazon is the world’s largest e-commerce company.
Starting out as a bookshop founded by billionaire Jeff Bezos, Amazon has grown to sell everything from electronic goods, to food, alcohol and sports equipment. It also has a range of its own products, including the Amazon Kindle and Amazon Alexa.
Apple
Technology
Apple is the largest tech company in the world, and it was the first US company to hit a market capitalisation of over $1 trillion back in 2018.
You’re probably familiar with its products – you might even own one or two.
Coca-Cola
Consumer Goods
Coca-Cola is the global drinks company that owns brands including Costa, Fanta and Sprite.
The company’s flagship product – Coca-Cola – has a recipe that uses coca leaves and the kola nut, which is where the name Coca-Cola originally came from.
JPMorgan Chase & Co
Finance
JP Morgan Chase & Co was founded in 1871 by Gilded Age tycoon J.P. Morgan Sr. His power and wealth were so great that in 1893, Morgan actually bailed out the US government and prevented economic collapse.
Today, JPMorgan Chase is the largest bank in the world by market capitalisation.
Still not sure?
Start by investing your interest
Most savers don't transition into investing because it feels like a big leap. We don’t want it to feel like a big leap - so we’ve made it easy to get more out of your money.
With invest your interest, you keep your main savings balance exactly where it is and we’ll invest the interest you earn each month into a Stocks & Shares ISA.
Moneybox investing fees
These fees cover all trading and transaction costs. You can withdraw free of charge.
Monthly subscription fee Free for the first 3 months. Free for customers with £5k or more in their Cash ISA and/or Simple Saver. | £1 |
Annual Moneybox platform fee Accrued daily, charged monthly. | 0.45% |
Annual fund provider costs There are additional fees charged directly by the fund provider. Please check the key investor information document (KIID) for a particular fund for more information. | |
Currency conversion fee The cost of converting GBP to USD and vice versa when buying or selling US stocks from the UK. | 0.45% |
Commission We don't charge a commission on US stocks. | 0% |
Stocks Shares ISA FAQs
What is an Individual Savings Account (ISA)?
ISA stands for Individual Savings Account, and is a government scheme allowing individuals to hold cash, shares, and unit trusts free of tax on dividends, interest and capital gains. You can deposit up to £20,000 into an ISA each tax year, and this limit is shared across all of the ISAs that you have open.
At Moneybox, we offer a Cash ISA, an Open Access Cash ISA, a Stocks & Shares ISA, and Lifetime ISAs (both Cash and Stocks & Shares).
What is the difference between a Stocks & Shares ISA and a Cash ISA?
A Cash ISA earns interest on your savings and carries no investment risk. With a Stocks and Shares ISA, you choose where to invest your money in the stock market – giving you the potential for higher long-term returns, but with the risk that your money can go down in value as well as up. Both are tax-free wrappers, so you pay no tax on any gains or interest earned inside either account.
Is a Stocks and Shares ISA safe?
How safe a Stocks and Shares ISA feels depends on your attitude to risk. Investments held within a Moneybox Stocks and Shares ISA are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000, meaning your money is protected if Moneybox were to go out of business. However, unlike a savings account, the value of your investments can fall as well as rise – this is normal for stock market investing and is why a Stocks and Shares ISA is best suited to a longer-term investment horizon of five years or more. Find out more about FSCS protection.
What can I invest in?
Moneybox has worked with experts to offer you three Starting Options – Cautious, Balanced and Adventurous. All you need to do is pick one based on your attitude to risk and return.
Each Starting Option contains a mix of tracker (mutual) funds. If you’d like to, you can customise the asset allocations of our suggested Starting Options to create a personalised portfolio. However, you should bear in mind that our Starting Options have been carefully designed by investment experts to optimise risk and return for the selected risk appetite. Please make sure you fully understand how changing your allocation could impact your investment return and risk level before making any changes to these allocations.
How much can I invest in a Stocks and Shares ISA?
You can invest up to £20,000 per tax year in a Stocks and Shares ISA. This allowance is shared across all your ISA accounts – including any Cash ISA or Lifetime ISA – and resets each year on 6 April.
What does the Moneybox Stocks and Shares ISA cost?
What does the Moneybox Stocks and Shares ISA cost?
There are three types of fee to be aware of:
Subscription fee: £1 per month. This covers all your Moneybox investment accounts, so if you hold multiple accounts you still pay just £1 per month.
Moneybox platform fee: 0.45%, charged monthly on the value of your investments.
Fund provider fees: These vary by fund. See all fund fees on our funds page.
You can withdraw free of charge.
Can I transfer an existing ISA to the Moneybox Stocks and Shares ISA?
Yes – you can transfer an existing Stocks and Shares ISA or Cash ISA from another provider to Moneybox. Transfers don't count as a new contribution and won't affect your annual allowance. Transfers can be initiated in-app.
Can I open a Stocks and Shares ISA if I already have one elsewhere?
Yes – you can hold more than one Stocks and Shares ISA at the same time, giving you greater flexibility over how you invest. Just ensure your total contributions across all ISAs remain within the £20,000 annual allowance.
Do you give financial or investment advice?
We aren’t able to offer financial advice, so you’ll need to make sure that your investment allocations are right for your personal circumstances and financial goals. Moneybox is also a self-directed platform, meaning we do not make any investment decisions on behalf of our customers.
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Everything you need to know to invest with confidence.
What kind of investor are you?
Find out which investment style might suit you best.
It's important you know
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.